Reviewed for current 2026 law
Kentucky Child Support Garnishment Calculator
Use the federal support tiers, not Kentucky’s ordinary creditor limit.
Reviewed by SupportDecode Editorial Team Page content reviewed Sources Methodology Update log
withholding calculator
Maximum weekly withholding for support: $480.00
That is 60% of disposable earnings, the federal CCPA ceiling that applies to this situation (15 U.S.C. 1673(b)(2)).
| Line item | Amount |
|---|---|
| Federal CCPA ceiling: 60% of disposable earnings (15 U.S.C. 1673(b)(2))15 U.S.C. 1673 (CCPA garnishment limits: 50/55/60/65% for support) (U.S. Congress (text via Cornell LII mirror)) | $480.00 |
| Maximum support withholding: 60% of disposable earnings15 U.S.C. 1673 (CCPA garnishment limits: 50/55/60/65% for support) (U.S. Congress (text via Cornell LII mirror)) | $480.00 |
Assumptions
- Disposable earnings are earnings minus deductions required by law (15 U.S.C. 1672); voluntary deductions are not subtracted.
- Obligor does not support another spouse or dependent child.
- No arrears older than 12 weeks.
Estimate only. The court or state agency calculation controls.
Federal CCPA ceiling under 15 U.S.C. 1673(b)(2); state rules under KRS 427.010(3); 15 U.S.C. § 1673(b). Rules last reviewed 2026-08-09.
Kentucky excludes support from the ordinary 25% cap
KRS 427.010 expressly removes court support orders from its ordinary garnishment restriction.
The federal CCPA support tiers therefore set the percentage ceiling based on second-family status and arrears age.
Answer both federal tier questions
Use earnings after deductions required by law and identify whether another family is supported and arrears exceed twelve weeks.
What this estimate includes
- All four federal support tiers
What it leaves out
- Order allocation
- Employer fees
- Ordinary creditor garnishment
Kentucky withholding calculator FAQs
Does Kentucky’s 25% cap apply?
No, KRS 427.010 excludes court support orders.
What is the lowest federal tier?
Fifty percent when the worker supports another spouse or child and arrears are not over twelve weeks.
What is the highest tier?
Sixty-five percent without another supported family when arrears exceed twelve weeks.
What are disposable earnings?
Earnings after amounts required by law are withheld.
Can multiple orders change allocation?
Yes, though the aggregate remains capped.
Is this ordinary garnishment?
No. It models family-support withholding.
Official sources
Official sources last verified: .
- KRS 427.010 — disposable earnings and support-order exception
Kentucky General Assembly Last checked
- 15 U.S.C. 1673 (CCPA garnishment limits: 50/55/60/65% for support)
U.S. Congress (text via Cornell LII mirror) Last checked
Changelog: page reviewed . Material changes appear in the update log.